Medicare Memberships
Redefine Your Potential
Many of our clubs are included in a variety of Medicare fitness benefits — such as Renew Active®, Silver&Fit®, SilverSneakers® and FitOn Health.
Effective January 1, 2024, Medicare memberships at Life Time will have access during the following hours:
Monday-Friday: 9:30AM - 3:00PM
Saturday: 2:00 PM - Close
Sunday: All Open Hours
ARORA Aqua available all open hours with reservation
Membership Providers
Available with select Medicare Advantage and Supplement plans. Renew Active from UnitedHealthcare offers fitness for body and mind.
Renew Active® Partnered Clubs
Alabama
- Vestavia Hills, AL
Arizona
- Biltmore, AZ
- Gilbert, AZ
- Happy Valley-Peoria
- North Scottsdale, AZ
- Palm Valley, AZ
- Scottsdale Fashion Square, AZ
- Tempe, AZ
California
- Folsom, CA
- Laguna Niguel, CA
- Lakeshore-Irvine, CA
- La Jolla, CA
- Rancho San Clemente, CA
- Roseville, CA
- Walnut Creek, CA
Colorado
- Centennial, CO
- Centennial Tennis, CO
- Cherry Creek, CO
- Colorado Springs, CO
- Flatirons, CO
- Parker-Aurora, CO
- Westminster, CO
Connecticut
- Stamford Downtown, CT
Florida
- Boca Raton, FL
- Coral Gables, FL
- Miami At The Falls, FL
- Palm Beach Gardens, FL
Georgia
- Alpharetta, GA
- Buckhead-Phipps Plaza, GA
- Johns Creek, GA
- Peachtree, GA
- Sandy Springs, GA
- Sugarloaf, GA
- Woodstock, GA
Iowa
- Des Moines, IA
Illinois
- Algonquin, IL
- Bloomingdale, IL
- Burr Ridge, IL
- Northbrook, IL
- Lake Zurich, IL
- Oakbrook, IL
- Old Orchard, IL
- Orland Park, IL
- River North, IL
- Romeoville, IL
- Schaumburg, IL
- Vernon Hills, IL
- Warrenville, IL
Indiana
- Castle Creek, IN
- Fishers, IN
Kansas
- Lenexa, KS
- Overland Park, KS
Massachusetts
- Burlington, MA
- Boston MetroWest, MA
- Chestnut Hill, MA
- Northshore (Peabody), MA
- Medford at Station Landing, MA
- Westwood, MA
Maryland
- Annapolis, MD
- Columbia, MD
- Gaithersburg, MD
- Rockville, MD
Michigan
- Bloomfield Township, MI
- Canton Township, MI
- Commerce, MI
- Novi, MI
- Rochester Hills, MI
- Shelby Township, MI
- Troy, MI
Minnesota
- Apple Valley, MN
- Bloomington North, MN
- Bloomington South, MN
- Chanhassen, MN
- Champlin, MN
- Coon Rapids, MN
- Crosstown (Eden Prairie), MN
- Eagan, MN
- Eden Prairie (Flagship), MN
- Edina, MN
- Fridley, MN
- Highland Park, MN
- Lakeville, MN
- Maple Grove, MN
- Minnetonka, MN
- New Hope, MN
- Oakdale Village Tennis, MN
- Plymouth, MN
- Saint Louis Park, MN
- Savage, MN
- Target Center (Minneapolis), MN
- White Bear Lake, MN
- Woodbury, MN
Missouri
- Fontenac, MO
- West County, MO
North Carolina
- Apex, NC
- Cary, NC
- Charlotte, NC
- Raleigh, NC
Nebraska
- Omaha, NE
New Jersey
- Bergen County, NJ
- Berkeley Heights, NJ
- Bridgewater, NJ
- Florham Park, NJ
- Hackensack, NJ
- Mt. Laurel, NJ
- Princeton, NJ
Nevada
- Green Valley, NV
- Summerlin, NV
New York
- 23rd Street, NY
- Battery Park, NY
- Chappaqua, NY
- Dumbo (Brooklyn), NY
- Garden City, NY
- Midtown (Manhattan), NY
- Noho, NY
- One Wall Street, NY
- PENN1, NY
- Sky (Manhattan), NY
- Syosset, NY
- Westchester, NY
Ohio
- Beachwood, OH
- Deerfield Township, OH
- Dublin, OH
- Easton, OH
- Pickerington, OH
- Upper Arlington, OH
Oklahoma
- Oklahoma City, OK
- South Tulsa, OK
Oregon
- Beaverton OR
Pennsylvania
- Ardmore, PA
- Fort Washington, PA
- King of Prussia, PA
Tennessee
- Collierville, TN
- Franklin, TN
Texas
- Allen, TX
- Austin, TX
- Austin Arboretum, TX
- Austin Downtown, TX
- Baybrook, TX
- Cinco Ranch, TX
- City Centre Houston, TX
- Champions, TX
- Colleyville, TX
- Cypress, TX
- Dallas Athletic Club, TX
- Flower Mound, TX
- Fort Worth-Alliance, TX
- Frisco, TX
- Galleria Tennis Houston, TX
- Garland, TX
- GreenStreet (Houston), TX
- Greenway, TX
- Kingwood, TX
- Lake Houston, TX
- Mansfield, TX
- McKinney, TX
- North Dallas, TX
- Plano, TX
- Plano Tennis, TX
- San Antonio at The Rim, TX
- San Antonio Hwy 281, TX
- Shenandoah, TX
- Sienna, TX
- South Austin, TX
- Sugar Land, TX
Utah
- South Jordan, UT
Virginia
- Centreville, VA
- Clarendon, VA
- Fairfax, VA
- Gainesville, VA
- Loudoun County, VA
- Reston, VA
Washington
- Bellevue, WA
Wisconsin
- Brookfield, WI
Renew Active® Frequently Asked Questions
How do I know if I’m eligible?
You can verify eligibility through your health insurance provider by calling the 1-800 number on the back of your health insurance card. If you are eligible, your provider will give a 9-digit confirmation number that begins with either an “A” or an “S”. To enroll, you will bring this ID number and your photo ID to the club.
Which clubs are covered with Renew Active?
Renew Active is offered at all open United States Life Time Athletic Country Club locations.
How do I enroll?
To enroll, you will first verify eligibility through your health insurance provider by calling the 1-800 number on the back of your health insurance card. If you are eligible, your provider will give a 9-digit confirmation number that begins with either an “A” or an “S”. You will bring your ID number and your photo ID to Life Time to get your membership started with our in-club Concierge team.
Do I pay anything to begin my membership?
Through Life Time, your Renew Active membership would be at $0 cost to you. Services such as the LifeSpa, LifeCafe, personal training, Signature Group Training, Reformer Pilates, or other personalized services will be additional costs and separate from your Standard Membership through your provider. If at any time your eligibility ends with Renew Active, Life Time will never switch your membership to a dues-paying membership without your consent.
Do I have to visit Life Time a specific number of times for my membership cost to be covered?
You are not required to visit Life Time a specific amount of times for your monthly membership cost to be covered. However, we’d love to see you at the club as often as possible! With our new ARORA programming, we are confident you will fill your social, health and wellness cup with every visit! If your membership goes unused for 18 months, your membership may be subject to termination. However, you can re-enroll in club with continued proof of eligibility.
Is a card on file required?
A credit or debit card is required to be on file for any Life Time membership. Upon eligibility through Renew Active, a Standard Life Time Medicare membership will be $0 cost to you. Additional benefits to a card on file allow your card on file to be used as a club tab account, a convenient way to purchase fee-based programming and services, and for in-club purchases in our LifeSpa and LifeCafe.
Can I bring a guest with me with my membership?
Your membership will include 2 guest privileges per month. The same guest is eligible to use a guest privilege once every 60-day period.
Where can I sign up? Why can’t I join online?
Enrollment for Medicare programs is completed in club. Our Concierge team will be happy to assist you in getting your membership started with your 9-digit confirmation ID number. Additionally, our team will assist you in getting your Life Time Digital app set up to maximize your Life Time membership.
What do I need to bring with me to enroll?
To enroll, you will just need your photo ID and your 9-digit confirmation ID number from your health insurance that proves eligibility. Our Member Concierge team will assist you with finalizing your enrollment, taking your membership photo, setting up your online MyLT account and getting you logged in to your Life Time Digital app if you bring your smart phone/device. A card on file will also be required to begin your membership.
Who may I add to my membership?
Medicare programs allow one adult on the membership. Your child/ren and/or grandchild/ren ages 13 or younger may be added to your membership as a Junior for an additional fee assessed by Life Time. Grandchildren ages 3 months to 13 years old may be added to your account with parent/legal guardian approval. Once your Life Time membership is established, we will provide a form for the parent/legal guardian to sign.
If I want to access signature programs like group training and pickleball, do I need to upgrade my membership?
Signature programming is very popular at Life Time. Medicare members can upgrade with a concierge at their local club, rates vary by location.
What type of membership do I get with a Medicare partnership at Life Time?
Medicare members receive a Limited Access Membership granting access to Life Time from Monday – Friday 9:30 a.m. to 3 p.m., Saturday 2 p.m. to close, and Sunday all open club hours. This membership type also includes access to a variety of amenities including the workout floor, studio classes, relaxation spaces, indoor pools (where available), and more! Another benefit is complimentary ARORA programming such as coffee club, curated social events and activities, nutritional and wellness workshops and more! Learn more about ARORA here.
What hours will I have access to Life Time with a Limited Access Membership?
Effective January 1, 2024, Life Time Limited Access Membership grants access to Medicare members Monday through Friday 9:30 a.m. to 3:00 p.m., Saturday 2:00 p.m. to close, and Sunday all open club hours. Limited Access Members will also be granted access 30 minutes prior to any ARORA Aqua classes with a scheduled reservation.
What if I would like to visit the club outside of the hours listed for my membership after January 1, 2024?
At Life Time, we understand the desire of having unlimited club access. With that, we have created a discounted upgrade option for Medicare members granting access during all hours the club is open. By upgrading, you will have access during all open club hours along with other benefits, such as unlimited Signature Group Training, Pickleball court reservations, early access Studio class reservations and more! Signature Medicare upgrade fees vary by location. Please see our Concierge team in-club at your desired location for more details. Or, you can request more information here.
One Pass™ Medicare delivers a total solution for physical, mental, and social well-being. Available with select Medicare Advantage and Supplement plans.
One Pass™ Medicare Partnered Clubs
Alabama
- Vestavia Hills, AL
Arizona
- Biltmore, AZ
- Gilbert, AZ
- Happy Valley-Peoria
- North Scottsdale, AZ
- Palm Valley, AZ
- Scottsdale Fashion Square, AZ
- Tempe, AZ
California
- Folsom, CA
- Laguna Niguel, CA
- Lakeshore-Irvine, CA
- La Jolla, CA
- Rancho San Clemente, CA
- Roseville, CA
- Walnut Creek, CA
Connecticut
- Stamford Downtown, CT
Colorado
- Centennial, CO
- Centennial Tennis, CO
- Cherry Creek, CO
- Colorado Springs, CO
- Flatirons, CO
- Parker-Aurora, CO
- Westminster, CO
Florida
- Boca Raton, FL
- Coral Gables, FL
- Miami At The Falls, FL
- Palm Beach Gardens, FL
Georgia
- Alpharetta, GA
- Buckhead-Phipps Plaza, GA
- Johns Creek, GA
- Peachtree, GA
- Sandy Springs, GA
- Sugarloaf, GA
- Woodstock, GA
Iowa
- Des Moines, IA
Illinois
- Algonquin, IL
- Bloomingdale, IL
- Burr Ridge, IL
- Lake Zurich, IL
- Northbrook, IL
- Oakbrook, IL
- Old Orchard, IL
- Orland Park, IL
- River North, IL
- Romeoville, IL
- Schaumburg, IL
- Vernon Hills, IL
- Warrenville, IL
Indiana
- Castle Creek, IN
- Fishers, IN
Kansas
- Lenexa, KS
- Overland Park, KS
Massachusetts
- Burlington, MA
- Boston MetroWest, MA
- Chestnut Hill, MA
- Northshore (Peabody), MA
- Westwood, MA
- Medford at Station Landing, MA
Maryland
- Annapolis, MD
- Columbia, MD
- Gaithersburg, MD
- Rockville, MD
Michigan
- Bloomfield Township, MI
- Canton Township, MI
- Commerce, MI
- Novi, MI
- Rochester Hills, MI
- Shelby Township, MI
- Troy, MI
Minnesota
- Apple Valley, MN
- Bloomington North, MN
- Bloomington South, MN
- Chanhassen, MN
- Champlin, MN
- Coon Rapids, MN
- Crosstown (Eden Prairie), MN
- Eagan, MN
- Eden Prairie (Flagship), MN
- Edina, MN
- Fridley, MN
- Highland Park, MN
- Lakeville, MN
- Maple Grove, MN
- Minnetonka, MN
- New Hope, MN
- Oakdale Village Tennis, MN
- Plymouth, MN
- Saint Louis Park, MN
- Savage, MN
- Target Center (Minneapolis), MN
- White Bear Lake, MN
- Woodbury, MN
Missouri
- Fontenac, MO
- West County, MO
North Carolina
- Apex, NC
- Cary, NC
- Charlotte, NC
- Raleigh, NC
Nebraska
- Omaha, NE
New Jersey
- Bergen County, NJ
- Berkeley Heights, NJ
- Bridgewater, NJ
- Florham Park, NJ
- Hackensack, NJ
- Mt. Laurel, NJ
- Princeton, NJ
Nevada
- Green Valley, NV
- Summerlin, NV
New York
- 23rd Street, NY
- Battery Park, NY
- Dumbo (Brooklyn), NY
- Chappaqua, NY
- Garden City, NY
- Midtown (Manhattan), NY
- Noho, NY
- One Wall Street, NY
- PENN1, NY
- Sky (Manhattan), NY
- Syosset, NY
- Westchester, NY
Ohio
- Beachwood, OH
- Deerfield Township, OH
- Dublin, OH
- Easton, OH
- Pickerington, OH
- Upper Arlington, OH
Oklahoma
- Oklahoma City, OK
- South Tulsa, OK
Oregon
- Beaverton, OR
Pennsylvania
- Ardmore, PA
- Fort Washington, PA
- King of Prussia, PA
Tennessee
- Collierville, TN
- Franklin, TN
Texas
- Allen, TX
- Austin, TX
- Austin Arboretum, TX
- Austin Downtown, TX
- Baybrook, TX
- Cinco Ranch, TX
- City Centre Houston, TX
- Champions, TX
- Colleyville, TX
- Cypress, TX
- Dallas Athletic Club, TX
- Flower Mound, TX
- Fort Worth-Alliance, TX
- Frisco, TX
- Galleria Tennis Houston, TX
- Garland, TX
- GreenStreet (Houston), TX
- Greenway, TX
- Kingwood, TX
- Lake Houston, TX
- Mansfield, TX
- McKinney, TX
- North Dallas, TX
- Plano, TX
- Plano Tennis, TX
- San Antonio at The Rim, TX
- San Antonio Hwy 281, TX
- Shenandoah, TX
- Sienna, TX
- South Austin, TX
- Sugar Land, TX
Utah
- South Jordan, UT
Virginia
- Centreville, VA
- Clarendon, VA
- Fairfax, VA
- Gainesville, VA
- Loudoun County, VA
- Reston, VA
Washington
- Bellevue, WA
Wisconsin
- Brookfield, WI
One Pass™ Frequently Asked Questions
How do I know if I’m eligible?
You can verify eligibility through your health insurance provider by calling the 1-800 number on the back of your health insurance card and/or One Pass Medicare. If you are eligible, your provider will give a 9-digit confirmation number that begins with either an “A” or an “S”.
How do I enroll?
To enroll, you will first verify eligibility through your health insurance provider and/or One Pass by calling the 1-800 number on the back of your health insurance card. If you are eligible, your provider will give a 9-digit confirmation number that begins with either an “A” or an “S”. You will bring your ID number and your photo ID to the club to get your membership started with our in-club Concierge team.
Which clubs are covered with One Pass?
One Pass Medicare is offered at open United States Life Time Athletic Country Club locations.
Do I pay anything to begin my membership?
A credit or debit card is required to be on file for any Life Time membership. Upon eligibility through One Pass Medicare, a Standard Life Time Medicare membership will be $0 cost to you. Additional benefits to a card on file allow your card on file to be used as a club tab account, a convenient way to purchase fee-based programming and services, and for in-club purchases in our LifeSpa and LifeCafe.
Who may I add to my membership?
Medicare programs allow one adult on the membership. Your child/ren and/or grandchild/ren ages 13 years or younger may be added to your membership as a Junior for an additional fee assessed by Life Time. Grandchildren ages 3 months to 13 years old may be added to your account with parent/legal guardian approval. Once your Life Time membership is established, we will provide a form for the parent/legal guardian to sign.
Do I have to visit Life Time a specific number of times for my membership cost to be covered?
You are not required to visit Life Time a specific amount of times for your monthly membership cost to be covered. However, we’d love to see you at the club as often as possible! With our new ARORA programming, we are confident you will fill your social, health and wellness cup with every visit! If your membership goes unused for 18 months, your membership may be subject to termination. However, you can re-enroll in club with continued proof of eligibility.
Is a card on file required?
A credit or debit card is required to be on file for any Life Time membership. Upon eligibility through One Pass Medicare, a Standard Life Time Medicare membership will be $0 cost to you. Additional benefits to a card on file allow your card on file to be used as a club tab account, a convenient way to purchase fee-based programming and services, and for in-club purchases in our LifeSpa and LifeCafe.
Can I bring a guest with me with my membership?
Your membership will include 2 guest privileges per month. The same guest is eligible to use a guest privilege once every 60-day period.
Where can I sign up? Why can’t I join online?
Enrollment for Medicare programs is completed in club. Our Concierge team will be happy to assist you in getting your membership started with your 9-digit confirmation ID number. Additionally, our team will assist you in getting your Life Time Digital app set up to maximize your Life Time membership.
What do I need to bring with me to enroll?
To enroll, you will just need your photo ID and your 9-digit confirmation ID number from your health insurance that proves eligibility. Our Member Concierge team will assist you with finalizing your enrollment, taking your membership photo, setting up your online MyLT account and getting you logged in to your Life Time Digital app if you bring your smart phone/device. A card on file will also be required to begin your membership.
If I want to access signature programs like group training and pickleball, do I need to upgrade my membership?
Signature programming is very popular at Life Time. Medicare members can upgrade with a concierge at their local club, rates vary by location.
What type of membership do I get with a Medicare partnership at Life Time?
Medicare members receive a Limited Access Membership granting access to Life Time from Monday – Friday 9:30 a.m. to 3 p.m., Saturday 2 p.m. to close, and Sunday all open club hours. This membership type also includes access to a variety of amenities including the workout floor, studio classes, relaxation spaces, indoor pools (where available), and more! Another benefit is complimentary ARORA programming such as coffee club, curated social events and activities, nutritional and wellness workshops and more! Learn more about ARORA here.
What hours will I have access to Life Time with a Limited Access Membership?
Effective January 1, 2024, Life Time Limited Access Membership grants access to Medicare members Monday through Friday 9:30 a.m. to 3:00 p.m., Saturday 2:00 p.m. to close, and Sunday all open club hours. Limited Access Members will also be granted access 30 minutes prior to any ARORA Aqua classes with a scheduled reservation.
What if I would like to visit the club outside of the hours listed for my membership after January 1, 2024?
At Life Time, we understand the desire of having unlimited club access. With that, we have created a discounted upgrade option for Medicare members granting access during all hours the club is open. By upgrading, you will have access during all open club hours along with other benefits, such as unlimited Signature Group Training, Pickleball court reservations, early access Studio class reservations and more! Signature Medicare upgrade fees vary by location. Please see our Concierge team in-club at your desired location for more details. Or, you can request more information here.
A fitness and healthy aging program, Silver&Fit®* is offered through many insurance companies' Medicare Advantage and Supplement plans.
Silver&Fit® Partnered Clubs
Alabama
- Vestavia Hills, AL
Arizona
- Biltmore, AZ*
- Happy Valley-Peoria, AZ*
- Gilbert, AZ
- North Scottsdale, AZ*
- Palm Valley, AZ
- Scottsdale, AZ*
- Tempe, AZ
California
- Folsom, CA*
- La Jolla, CA*
- Laguna Niguel, CA*
- Lakeshore-Irvine, CA*
- Rancho San Clemente, CA*
- Roseville, CA*
Connecticut
- Stanford Downtown, CT*
Colorado
- Cherry Creek, CO*
- Colorado Springs, CO
- Centennial, CO
- Centennial Tennis, CO*
- Flatirons, CO*
- Parker-Aurora, CO
- Westminster, CO
Florida
- Boca Raton, FL*
- Coral Gables, FL*
- Palm Beach Gardens, FL*
Georgia
- Alpharetta, GA
- Buckhead-Phipps Plaza, GA*
- Johns Creek, GA
- Peachtree, GA*
- Sandy Springs, GA*
- Sugarloaf, GA
- Woodstock, GA
Iowa
- Des Moines, IA*
Illinois
- Algonquin, IL
- Bloomingdale, IL
- Lake Zurich, IL*
- Northbrook, IL*
- Oakbrook, IL*
- Old Orchard, IL*
- Orland Park, IL
- River North, IL*
- Romeoville, IL
- Schaumburg, IL
- Vernon Hills, IL*
- Warrenville, IL
Indiana
- Castle Creek, IN
- Fishers, IN
Kansas
- Lenexa, KS
- Overland Park, KS
Massachusetts
- Boston MetroWest, MA*
- Burlington, MA*
- Chestnut Hill, MA*
- Medford at Station Landing, MA*
- Westwood, MA*
Maryland
- Annapolis, MD*
- Columbia, MD*
- Gaithersburg, MD*
Michigan
- Bloomfield Township, MI*
- Canton Township, MI
- Commerce, MI
- Novi, MI
- Shelby Township, MI
- Troy, MI
Minnesota
- Apple Valley, MN
- Bloomington South, MN
- Champlin, MN
- Chanhassen, MN*
- Coon Rapids, MN
- Crosstown (Eden Prairie), MN*
- Eagan, MN
- Eden Prairie (Flagship), MN*
- Edina, MN*
- Fridley, MN
- Highland Park, MN
- Lakeville, MN
- Maple Grove, MN
- Minnetonka, MN*
- New Hope, MN
- Oakdale Village Tennis, MN*
- Plymouth, MN
- Savage, MN
- St. Louis Park, MN*
- White Bear Lake, MN*
- Woodbury, MN
Missouri
- Frontenac, MO*
- West County, MO
Nebraska
- Omaha, NE
North Carolina
- Apex, NC
- Charlotte, NC*
New Jersey
- Bergen County, NJ*
- Berkeley Heights, NJ*
- Bridgewater, NJ*
- Florham Park, NJ*
- Hackensack, NJ*
- Mt. Laurel, NJ*
- Princeton, NJ*
Nevada
- Green Valley, NV*
- Summerlin, NV*
New York
- 23rd Street, NY*
- Battery Park, NY*
- Chappaqua, NY*
- DUMBO-Brooklyn, NY*
- Garden City, NY*
- Gramercy, NY*
- Midtown (Manhattan), NY*
- Noho, NY*
- One Wall Street, NY*
- Sky (Manhattan), NY*
- Syosset, NY*
- Westchester, NY*
Ohio
- Beachwood, OH
- Deerfield Township, OH*
- Dublin, OH
- Easton, OH
- Pickerington, OH
- Upper Arlington, OH
Oklahoma
- Oklahoma City, OK*
- South Tulsa, OK*
Oregon
- Beaverton, OR*
Pennsylvania
- Ardmore, PA*
- Fort Washington, PA*
- King of Prussia, PA*
Tennessee
- Collierville, TN
- Franklin, TN*
Texas
- Allen, TX
- Austin Arboretum, TX*
- Austin Downtown, TX*
- Baybrook, TX*
- City Centre Houston, TX*
- Champions, TX
- Cypress, TX*
- Colleyville, TX
- Dallas Highland Park, TX*
- Flower Mound, TX
- Fort Worth-Alliance, TX*
- Frisco, TX*
- Galleria Tennis Houston, TX*
- Garland, TX
- GreenStreet (Houston), TX*
- Greenway, TX*
- Kingwood, TX
- Lake Houston, TX
- Mansfield, TX
- McKinney, TX*
- North Dallas, TX
- Plano, TX
- Plano Tennis, TX*
- San Antonio at The Rim, TX
- San Antonio Hwy 281, TX
- Sugar Land, TX
Utah
- South Jordan, UT
Virginia
- Centreville, VA*
- Fairfax, VA*
- Gainesville, VA*
- Loudoun County, VA*
- Reston, VA*
Washington
- Bellevue, WA*
Wisconsin
- Brookfield, WI*
*Silver&Fit Premium Only. Additional fee may apply. Please contact American Specialty Health for eligibility and pricing by health plan
Silver&Fit® Frequently Asked Questions
How do I know if I’m eligible?
You can verify eligibility through your health insurance provider by calling the 1-800 number on the back of your health insurance card. If you are eligible, your provider will give an 8-digit Fitness ID number. To enroll, we ask that you bring this ID number and your photo ID to Life Time.
Why is this program not offered at every Life Time location?
Location coverage is selected by the Medicare program directly. To learn more about the partnership details and location selection process, we recommend you call your health insurance provider directly.
Can I access multiple locations with Silver&Fit? Or just one location?
Silver&Fit membership include access to your home club only.
It looks like you offer Silver&Fit and Silver&Fit Premium. How do I know what specific plan I have?
To verify your coverage plan details, please contact your health insurance provider and/or American Specialty Health directly.
How do I enroll?
To enroll, you will need to first confirm your eligibility and collect your 8-digit Fitness ID number through your health insurance provider. Next, you can bring your ID number and your photo ID to Life Time to begin your membership with the assistance of our in-club Concierge team.
Do I pay anything to begin my membership?
A credit or debit card is required to be on file for any Life Time membership. Upon eligibility through Silver&Fit, a Standard Life Time Medicare membership will be $0 cost to you. Additional benefits to a card on file allow your card on file to be used as a club tab account, a convenient way to purchase fee-based programming and services, and for in-club purchases in our LifeSpa and LifeCafe.
Do I have to visit Life Time a specific number of times for my membership cost to be covered?
You are not required to visit Life Time a specific amount of times for your monthly membership cost to be covered. However, we’d love to see you at the club as often as possible! With our new ARORA programming, we are confident you will fill your social, health and wellness cup with every visit! If your membership goes unused for 18 months, your membership may be subject to termination. However, you can re-enroll in club with continued proof of eligibility.
Are there specific “Silver&Fit Classes” at Life Time?
We do offer classes and programming customized for this group. These classes are a part of our new program at Life Time, ARORA. ARORA is a collection of physical, social and educational activities offered to Life Time members designed to improve strength, mobility, nutrition and social interaction. While we are not limiting access to a specific age group (all are welcomed!), this program was designed specifically with the 55+ community in mind. ARORA features physical activities including Studio Classes, an initial session with a trainer, open play pickleball, and much more. ARORA also features social activities such as coffee club, game clubs and ARORA-specific mixers (coming soon). The program also includes educational activities such as workshops on a variety of topics like the fitness floor, nutrition, Pilates, etc. You can learn more about ARORA and classes here: ARORA | Life Time
Is a card on file required?
A credit or debit card is required to be on file for any Life Time membership. Upon eligibility through Silver&Fit, a Standard Life Time Medicare membership will be $0 cost to you. Additional benefits to a card on file allow your card on file to be used as a club tab account, a convenient way to purchase fee-based programming and services, and for in-club purchases in our LifeSpa and LifeCafe.
Can I bring a guest with me with my membership?
Your membership will include 2 guest privileges per month. The same guest is eligible to use a guest privilege once every 60-day period.
Who may I add to my membership?
Medicare programs allow one adult on the membership. Your child/ren and/or grandchild/ren ages 13 or younger may be added to your membership as a Junior for an additional fee assessed by Life Time. Grandchildren ages 3 months to 13 years old may be added to your account with parent/legal guardian approval. Once your Life Time membership is established, we will provide a form for the parent/legal guardian to sign.
Where can I sign up? Why can’t I join online?
Enrollment for Medicare programs is completed in club. Our Concierge team will be happy to assist you in getting your membership started with your 8-digit Fitness ID number. Additionally, our team will assist you in getting your Life Time Digital app set up to maximize your Life Time membership.
What do I need to bring with me to enroll?
To enroll, you will just need your photo ID and your 8-digit Fitness ID number from your health insurance that proves eligibility. Our Member Concierge team will assist you with finalizing your enrollment, taking your membership photo, setting up your online MyLT account and getting you logged in to your Life Time Digital app if you bring your smart phone/device. A card on file will also be required to begin your membership.
If I want to access signature programs like group training and pickleball, do I need to upgrade my membership?
Signature programming is very popular at Life Time. Medicare members can upgrade with a concierge at their local club, rates vary by location.
What type of membership do I get with a Medicare partnership at Life Time?
Medicare members receive a Limited Access Membership granting access to Life Time from Monday – Friday 9:30 a.m. to 3 p.m., Saturday 2 p.m. to close, and Sunday all open club hours. This membership type also includes access to a variety of amenities including the workout floor, studio classes, relaxation spaces, indoor pools (where available), and more! Another benefit is complimentary ARORA programming such as coffee club, curated social events and activities, nutritional and wellness workshops and more! Learn more about ARORA here.
What hours will I have access to Life Time with a Limited Access Membership?
Effective January 1, 2024, Life Time Limited Access Membership grants access to Medicare members Monday through Friday 9:30 a.m. to 3:00 p.m., Saturday 2:00 p.m. to close, and Sunday all open club hours. Limited Access Members will also be granted access 30 minutes prior to any ARORA Aqua classes with a scheduled reservation.
What if I would like to visit the club outside of the hours listed for my membership after January 1, 2024?
At Life Time, we understand the desire of having unlimited club access. With that, we have created a discounted upgrade option for Medicare members granting access during all hours the club is open. By upgrading, you will have access during all open club hours along with other benefits, such as unlimited Signature Group Training, Pickleball court reservations, early access Studio class reservations and more! Signature Medicare upgrade fees vary by location. Please see our Concierge team in-club at your desired location for more details. Or, you can request more information here.
SilverSneakers® is a health and fitness program that's included with many Medicare Advantage and Supplement Plans.
SilverSneakers® Partnered Clubs
Illinois
- Algonquin, IL
- Bloomingdale, IL
- Orland Park, IL
- Romeoville, IL
- Schaumburg, IL
- Warrenville, IL
Indiana
- Castle Creek, IN
- Fishers, IN
Minnesota
- Apple Valley, MN
- Bloomington North, MN
- Bloomington South, MN
- Champlin, MN
- Coon Rapids, MN
Minnesota (continued)
- Chanhassen, MN
- Crosstown (Eden Prairie, MN)
- Eagan, MN
- Eden Prairie (Flagship), MN
- Edina, MN
- Fridley, MN
- Highland Park, MN
- Lakeville, MN
- Maple Grove, MN
- Minnetonka, MN
- New Hope, MN
- Oakdale Village Tennis, MN
- Plymouth, MN
- Savage, MN
- St. Louis Park, MN
- Target Center (Minneapolis)
- White Bear Lake, MN
- Woodbury, MN
North Carolina
- Apex, NC
Ohio
- Easton, OH
- Pickerington, OH
- Upper Arlington, OH
Tennessee
- Collierville, TN
- Franklin, TN
Texas
- Champions, TX
- Flower Mound, TX
- Garland, TX
- Kingwood, TX
- Lake Houston, TX
- Mansfield, TX
- North Dallas, TX
SilverSneakers® Frequently Asked Questions
How do I know if I’m eligible?
You can verify eligibility through your health insurance provider by calling the 1-800 number on the back of your health insurance card. Or you can call Tivity directly. If you are eligible, your provider will give a 16-digit Tivity SilverSneakers ID number. To enroll, we ask that you bring this ID number and your photo ID to Life Time.
Can I access multiple locations with Silver Sneakers? Or just one location?
Your membership will include access to most locations that are equal to or less in membership costs nationwide that partners with Silver Sneakers. To verify location access, please contact Tivity and/or your health insurance provider to discover your access level.
Are there specific “Silver Sneakers Classes” at Life Time?
We do offer classes and programming customized for this group. These classes are a part of our new program at Life Time, ARORA. ARORA is a collection of physical, social and educational activities offered to Life Time members designed to improve strength, mobility, nutrition and social interaction. While we are not limiting access to a specific age group (all are welcomed!), this program was designed specifically with the 55+ community in mind. ARORA features physical activities including Studio Classes, an initial session with a trainer, open play pickleball, and much more. ARORA also features social activities such as coffee club, game clubs and ARORA-specific mixers (coming soon). The program also includes educational activities such as workshops on a variety of topics like the fitness floor, nutrition, Pilates, etc. You can learn more about ARORA and classes here: ARORA | Life Time
Are your trainers certified in Silver Sneakers?
Life Time Personal Trainers are nationally certified and customize programs based on a client’s goals, preferences, and fitness level. Many trainers also have a degree in Kinesiology or Sports Medicine as well as seek additional certifications that support healthy and active aging. Additionally, we’ve hand-selected a group of trainers who are certified to train active, older adults. These trainers have extensive knowledge in common injuries, surgeries, medications and more — all to customize the personal training experience.
How do I enroll?
To enroll, you will need to first confirm your eligibility and collect your 16-digit Tivity SilverSneakers ID through your health insurance provider. Next, you can bring your ID number and your photo ID to Life Time to begin your membership with the assistance of our in-club Concierge team.
Is a card on file required?
A credit or debit card is required to be on file for any Life Time membership. Upon eligibility through Silver Sneakers, a Standard Life Time Medicare membership will be $0 cost to you. Additional benefits to a card on file allow your card on file to be used as a club tab account, a convenient way to purchase fee-based programming and services, and for in-club purchases in our LifeSpa and LifeCafe.
Who may I add to my membership?
Medicare programs allow one adult on the membership. Your child/ren and/or grandchild/ren ages 13 or younger may be added to your membership as a Junior for an additional fee assessed by Life Time. Grandchildren ages 3 months to 13 years old may be added to your account with parent/legal guardian approval. Once your Life Time membership is established, we will provide a form for the parent/legal guardian to sign.
Do I have to visit Life Time a specific number of times for my membership cost to be covered?
You are not required to visit Life Time a specific amount of times for your monthly membership cost to be covered. However, we’d love to see you at the club as often as possible! With our new ARORA programming, we are confident you will fill your social, health and wellness cup with every visit! If your membership goes unused for 18 months, your membership may be subject to termination. However, you can re-enroll in club with continued proof of eligibility.
Can I bring a guest with me with my membership?
Your membership will include 2 guest privileges per month. The same guest is eligible to use a guest privilege once every 60-day period.
Where can I sign up? Why can’t I join online?
Enrollment for Medicare programs is completed in club. Our Concierge team will be happy to assist you in getting your membership started with your 16-digit Tivity SilverSneakers ID number. Additionally, our team will assist you in getting your Life Time Digital app set up to maximize your Life Time membership.
What do I need to bring with me to enroll?
To enroll, you will just need your photo ID and your 16-digit Tivity SilverSneakers ID number from your health insurance that proves eligibility. Our Member Concierge team will assist you with finalizing your enrollment, taking your membership photo, setting up your online MyLT account and getting you logged in to your Life Time Digital app if you bring your smart phone/device. A card on file will also be required to begin your membership.
If I want to access signature programs like group training and pickleball, do I need to upgrade my membership?
Signature programming is very popular at Life Time. Medicare members can upgrade with a concierge at their local club, rates vary by location.
Do I pay anything to begin my membership?
Through Life Time, your Silver Sneakers membership would be at $0 cost to you. Services such as the LifeSpa, LifeCafe, personal training, Signature Group Training, Reformer Pilates, or other personalized services will be additional costs separate from your Standard Membership through your provider. If at any time your eligibility ends with SilverSneakers, Life Time will never automatically switch your membership to a dues-paying membership without your consent.
What type of membership do I get with a Medicare partnership at Life Time?
Medicare members receive a Limited Access Membership granting access to Life Time from Monday – Friday 9:30 a.m. to 3 p.m., Saturday 2 p.m. to close, and Sunday all open club hours. This membership type also includes access to a variety of amenities including the workout floor, studio classes, relaxation spaces, indoor pools (where available), and more! Another benefit is complimentary ARORA programming such as coffee club, curated social events and activities, nutritional and wellness workshops and more! Learn more about ARORA here.
What hours will I have access to Life Time with a Limited Access Membership?
Effective January 1, 2024, Life Time Limited Access Membership grants access to Medicare members Monday through Friday 9:30 a.m. to 3:00 p.m., Saturday 2:00 p.m. to close, and Sunday all open club hours. Limited Access Members will also be granted access 30 minutes prior to any ARORA Aqua classes with a scheduled reservation.
What if I would like to visit the club outside of the hours listed for my membership after January 1, 2024?
At Life Time, we understand the desire of having unlimited club access. With that, we have created a discounted upgrade option for Medicare members granting access during all hours the club is open. By upgrading, you will have access during all open club hours along with other benefits, such as unlimited Signature Group Training, Pickleball court reservations, early access Studio class reservations and more! Signature Medicare upgrade fees vary by location. Please see our Concierge team in-club at your desired location for more details. Or, you can request more information here.
A fitness and healthy aging program, FitOn® Medicare is offered through many insurance companies' Medicare Advantage and Supplement plans.
FitOn® Partnered Clubs
Arizona
- Biltmore, AZ
- Gilbert, AZ
- Happy Valley-Peoria, AZ
- North Scottsdale, AZ
- Palm Valley, AZ
- Tempe, AZ
California
- Folsom, CA
- La Jolla, CA
- Laguna Niguel, CA
- Lakeshore-Irvine, CA
- Rancho San Clemente, CA
- Roseville, CA
Florida
- Boca Raton, FL
- Coral Gables, FL
- Palm Beach Gardens, FL
Kansas
- Lenexa, KS
- Overland Park, KS
Michigan
- Bloomfield Township, MI
- Canton Township, MI
- Commerce, MI
- Novi, MI
- Rochester Hills, MI
- Shelby Township, MI
- Troy, MI
Missouri
- Frontenac, MO
- West County, MO
North Carolina
- Apex, NC
- Cary, NC
- Charlotte, NC
- Raleigh, NC
New Jersey
- Bergen County, NJ
- Bridgewater, NJ
- Berkeley Heights, NJ
- Florham Park, NJ
- Hackensack, NJ
- Mt. Laurel, NJ
- Princeton, NJ
Nevada
- Green Valley, NV
- Summerlin, NV
New York
- 23rd Street, NY
- Battery Park, NY
- Chappaqua, NY
- DUMBO-Brooklyn, NY
- Garden City, NY
- Midtown (Manhattan), NY
- Noho, NY
- One Wall Street, NY
- Sky (Manhattan), NY
- Syosset, NY
- Westchester, NY
Pennsylvania
- King of Prussia, PA
- Ardmore, PA
- Fort Washington, PA
Texas
- Allen, TX
- Dallas Athletic Club, TX
- Flower Mound, TX
- Frisco, TX
- Mansfield, TX
- McKinney, TX
- North Dallas, TX
- Plano, TX
- Plano Tennis, TX
FitOn® Frequently Asked Questions
How do I know if I’m eligible?
You can verify eligibility through your health insurance provider by calling the 1-800 number on the back of your health insurance card or by logging into your FitOn account. If you are eligible, you will be granted credits that you can apply towards Life Time. If you have further questions on your credits, please contact your health insurance provider.
Why is this program not offered at every Life Time location?
Location coverage is selected by the Medicare program directly. To learn more about the partnership details and location selection process, we recommend you call your health insurance provider directly.
Can I access multiple locations with FitOn Medicare? Or just one location?
Your membership will include access to most locations that are equal to or less in membership costs nationwide. To verify location access, please contact the Life Time location that you would like to access to discover your access level.
How do the credits work?
Dependent on your health insurance plan, your provider allots a certain amount of FitOn credits to your account each month. You will then pend your credits to Life Time on the FitOn website. You have the option to pend monthly or set to auto-pend each month to Life Time. Once those credits are pended to Life Time, you will receive a FitOn confirmation ID, at which time you can bring your confirmation ID to the front desk to complete your membership at Life Time.
How do I know how many credits I have?
You will be able to verify your credits through your FitOn account on the FitOn website. Please contact FitOn if you have additional questions on your credits.
What is the monetary value that I need to pend towards utilizing Life Time? Is it location specific?
FitOn credits vary by Life Time location. The FitOn website will have additional details.
If I don't use Life Time in a month, will I be reimbursed?
Please contact FitOn for more details on un-used FitOn Medicare credits.
Can I switch what locations I can access/use?
Your membership will include access to most locations that are equal to or less in membership costs nationwide that partners with FitOn Medicare. To verify location access, please contact FitOn and/or your health insurance provider to discover your access level.
What happens to my Life Time membership if I don't use it or apply credits for a few months? Does the membership cancel?
If you do not wish to pend your credits each month automatically or manually, the membership will cancel automatically. You can re-enroll at any time as long as you are eligible.
How do I enroll?
To enroll, you will first verify eligibility through your health insurance provider or through FitOn Medicare by calling the 1-800 number on the back of your health insurance card or by logging into your FitOn account. If you are eligible, you will be granted credits that you can apply towards Life Time. You will bring your 10-digit ID number and your photo ID to Life Time to get your membership started with our in-club Concierge team.
Do I pay anything to begin my membership?
Through Life Time, your FitOn Medicare membership would be at $0 cost to you. Services such as the LifeSpa, LifeCafe, personal training, Signature Group Training, Reformer Pilates, or other personalized services will be additional costs separate from your Standard Membership through your provider. If at any time your eligibility ends with FitOn, Life Time will never automatically switch your membership to a dues-paying membership without your consent.
Who may I add to my membership?
Medicare programs allow one adult on the membership. Your child/ren and/or grandchild/ren ages 13 or younger may be added to your membership as a Junior for an additional fee assessed by Life Time. Grandchildren ages 3 months to 13 years old may be added to your account with parent/legal guardian approval. Once your Life Time membership is established, we will provide a form for the parent/legal guardian to sign.
Do I have to visit Life Time a specific number of times for my membership cost to be covered?
You are not required to visit Life Time a specific amount of times for your monthly membership cost to be covered. However, we’d love to see you at the club as often as possible! With our new ARORA programming, we are confident you will fill your social, health and wellness cup with every visit! If your membership goes unused for 18 months, your membership may be subject to termination. However, you can re-enroll in club with continued proof of eligibility.
Is a card on file required?
A credit or debit card is required to be on file for any Life Time membership. Upon eligibility through your Medicare program, a Standard Life Time Medicare membership will be no cost to you. A credit or debit card may also be used as a club tab account, a convenient way to purchase fee-based programming and services, and for in-club purchases in our LifeSpa and LifeCafe.
Can I bring a guest with me with my membership?
Your membership will include 2 guest privileges per month. The same guest is eligible to use a guest privilege once every 60-day period.
Where can I sign up? Why can’t I join online?
Enrollment for Medicare programs is completed in club. Our Concierge team will be happy to assist you in getting your membership started with your 10-digit confirmation ID number. Additionally, our team will assist you in getting your Life Time Digital app set up to maximize your Life Time membership.
What do I need to bring with me to enroll?
To enroll, you will just need your photo ID and your 10-digit confirmation ID number from your health insurance or through the FitOn Medicare app that proves eligibility. Our Member Concierge team will assist you with finalizing your enrollment, taking your membership photo, setting up your online MyLT account and getting you logged in to your Life Time Digital app if you bring your smart phone/device. A card on file will also be required to begin your membership.
If I want to access signature programs like group training and pickleball, do I need to upgrade my membership?
Signature programming is very popular at Life Time. Medicare members can upgrade with a concierge at their local club, rates vary by location.
What type of membership do I get with a Medicare partnership at Life Time?
Medicare members receive a Limited Access Membership granting access to Life Time from Monday – Friday 9:30 a.m. to 3 p.m., Saturday 2 p.m. to close, and Sunday all open club hours. This membership type also includes access to a variety of amenities including the workout floor, studio classes, relaxation spaces, indoor pools (where available), and more! Another benefit is complimentary ARORA programming such as coffee club, curated social events and activities, nutritional and wellness workshops and more! Learn more about ARORA here.
What hours will I have access to Life Time with a Limited Access Membership?
Effective January 1, 2024, Life Time Limited Access Membership grants access to Medicare members Monday through Friday 9:30 a.m. to 3:00 p.m., Saturday 2:00 p.m. to close, and Sunday all open club hours. Limited Access Members will also be granted access 30 minutes prior to any ARORA Aqua classes with a scheduled reservation.
What if I would like to visit the club outside of the hours listed for my membership after January 1, 2024?
At Life Time, we understand the desire of having unlimited club access. With that, we have created a discounted upgrade option for Medicare members granting access during all hours the club is open. By upgrading, you will have access during all open club hours along with other benefits, such as unlimited Signature Group Training, Pickleball court reservations, early access Studio class reservations and more! Signature Medicare upgrade fees vary by location. Please see our Concierge team in-club at your desired location for more details. Or, you can request more information here.
*These plans may require a premium buy-up plan. Please refer to your health insurance provider for more information about your specific plan. ↩ Go back to Silver and Fit
Membership levels, types, amenities, services, programs and their associated dues, pricing, fees and/or charges may vary by location and are subject to change. Access to clubs and certain services, programs, amenities or areas within a club (e.g., outdoor pools, racquet courts) may be restricted, conditioned or otherwise limited by specific terms and conditions and/or subject to a separate or supplemental fee for access or use (e.g., your access to the outdoor pool area may require a separate fee and be limited to your designated club). See club for additional terms and conditions that may apply. Always consult your physician before beginning any new exercise program.